Integrated Financial Planning

Corporate insurance, retirement, trust and estate planning — coordinated with your professional advisors.

An empty boardroom table with chairs, lit by a window

Who We Serve

We work with clients whose financial lives have become increasingly complex. Our role is to help simplify that complexity, identify what matters, and provide thoughtful guidance for the decisions ahead.

  • Business Owners

    Helping owners protect the business, grow enterprise value, and prepare for succession.

  • Incorporated Professionals

    Tax-efficient strategies throughout every stage of a career.

  • Intergenerational Families

    Helping families preserve wealth, prepare for retirement, and transfer assets across generations with confidence.

Our Planning Approach

Planning for the Decisions That Matter

The gap is rarely advice. It is coordination. We work alongside the accountant, lawyer and other advisors already in place.

  1. 01

    Understand

    We take the time to understand your goals, financial position, and long-term objectives before making any recommendations.

  2. 02

    Coordinate

    We coordinate planning with your accountant, lawyer, and other professional advisors so every recommendation supports your broader financial goals.

  3. 03

    Implement

    Once the strategy is aligned, we coordinate implementation with all relevant professionals for a smooth transition from planning to action.

  4. 04

    Review

    As your family, business, and financial goals evolve, we continue to review and refine your planning strategy.

Honesty and Humility

H2 Planning & Solutions was founded on two principles that continue to guide how we work.

  • Honesty

    Advice with clarity and transparency, even when the right answer is not the most obvious one.

  • Humility

    Good planning starts with listening, asking the right questions, and understanding what matters most to each client.

Andy Tsai, Founder and Principal of H2 Planning and Solutions
Andy Tsai, CFP®, CLU®, TEP
Founder & Principal

Our Team

  • Andy Tsai, CFP®, CLU®, TEP

    Founder & Principal | Corporate Insurance & Estate Planning

    Andy’s practice focuses on complex situations where insurance, corporate structures, taxation, retirement, and estate objectives intersect.

  • Allan Zhang, CPA, CGA, CFP®

    Financial Planning & Tax Specialist

    Allan brings over 20 years of tax practice into the financial planning process.

  • Charlene Liu, CFP®, CEA, MBA

    Financial Planning & Insurance Specialist

    With over 10 years of industry experience, Charlene helps clients evaluate protection and planning strategies within their broader financial goals.

  • James Deakin, CFP®, CLU®, ASA, ACIA

    Advanced Planning | TruStone Financial Inc.

    With a background spanning actuarial science, insurance, and financial planning, James provides technical insight for complex client situations.

  • David Rubin, CFP®, CEA, CPCA, EPC, MFA-P, TEP

    Advanced Planning | TruStone Financial Inc.

    David takes a broad perspective to planning, particularly when clients are navigating significant transitions involving their wealth, retirement, and legacy.

H2 Planning & Solutions Inc.

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Information on this page is general in nature and is not financial, insurance, tax, or legal advice.